What Is the Asset Maximization Plan?

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If you’re like most retirees, you’ve spent decades climbing the mountain of accumulation—working hard, saving diligently, and building wealth. But here’s the truth most advisors never tell you: coming down the mountain is far more dangerous than going up.

That’s where the Asset Maximization Plan™ comes in.

It isn’t just a portfolio. It’s not another cookie-cutter “allocation.” It’s a precision-built roadmap—designed specifically for the distribution phase of retirement—that helps you:

• Control taxes before they control you by strategically managing RMDs, Roth conversions, and hidden IRS traps.
   
• Create a volatility buffer that keeps you from ever selling at a loss—no matter what happens in the market.
   
• Segment your assets into buckets so your money is always aligned with your time horizon and your needs—income now, growth later, legacy always.
   
• Lock in reliable income streams that last as long as you do—without fear of running out.
   

Think of it as your personal CFO for retirement: every dollar has a job, every risk has a guardrail, and every decision ties back to one thing—maximizing your wealth on the way down the mountain.

Most advisors focus on accumulation. Few are trained in distribution. That’s why the people who benefit most from the Asset Maximization Plan™ are the ones who realize: “I already have someone helping me grow my assets, but I need someone to show me how to use them wisely.”

The Asset Maximization Plan™ is more than advice—it’s your strategy for freedom. Freedom from taxes you don’t need to pay, freedom from market fears that keep you up at night, and freedom to enjoy your retirement with confidence.